Managing Mom’s care while raising children? How to get support

Start with local aging services, then ask her clinician about Medicare care coordination.

3 min readUpdated October 2026

Published by Navigate Care. How we source our guides

In this guide 4 sections

Working full time, raising children, and coordinating an older parent’s care can become a second job. You can divide the work among local aging services, her health care team, and any Medicare services for which she qualifies.


01

Where should I start?

  1. 1.Call the Eldercare Locator at 1-800-677-1116. Ask to be connected with the Area Agency on Aging and community services, including meals.
  2. 2.Ask your mom’s clinician whether the practice offers chronic care management. Medicare Part B may cover this monthly service when a person has two or more serious chronic conditions expected to last at least a year.
  3. 3.If your mom has trouble leaving home and needs skilled nursing or therapy, ask her clinician whether she may qualify for Medicare home health services.
  4. 4.Make a separate plan for routine appointment rides. Original Medicare ambulance coverage generally requires medically necessary transportation when travel in another vehicle could endanger the person’s health.

02

Can Medicare help coordinate her appointments?

Chronic care management can include a comprehensive care plan, provider coordination, medication review, help during transitions between care settings, and access for urgent care needs. Your mom must agree to receive the monthly service. After the Part B deductible, coinsurance applies.


03

Will Medicare provide caregiving at home?

Medicare home health can cover skilled nursing, therapy, medical social services, and limited home health aide care when eligibility rules are met. A clinician must confirm the need, order the care, and use a Medicare certified home health agency.


04

What should I ask for when I call?

  • A connection to the local Area Agency on Aging
  • Community services, including meals
  • Chronic care management through her clinician
  • A home health assessment if she needs skilled care and has trouble leaving home

Questions families ask

What number connects me with local aging services?

Call or text the Eldercare Locator at 1-800-677-1116. It can connect older adults and families with the local Area Agency on Aging and community services.

Does Medicare cover routine rides to appointments?

Original Medicare ambulance coverage is generally limited to medically necessary transportation when travel in another vehicle could endanger the person’s health.

Can home health take over all daily caregiving?

No. Medicare home health is limited to eligible people who need skilled services and meet the homebound rules. It does not cover round the clock care or personal care when that is the only need.

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